SPRING has arrived and people tend to get into a festive mood and overspend, which puts them into debt heading into the festive season.
There is nothing wrong with wanting to enjoy the outdoors or festive season, one just needs to set a budget to curb unnecessary spending.
To stay debt free, cut out those things you don’t need.
Listed below are a few tips:
• There is nothing wrong with wanting to eat out at fancy restuarants with family and friends, but a picnic works out cheaper if one splits the cost among the group.
• Movie night costs add up with the price of the ticket and the add-ons such as cool drinks, popcorn, chocolate and so on. Rather watch a movie at home with your loved ones and make snacks with what’s in the fridge.
• Cook healthy meals for your family instead of getting takeaways.
• Recycle your clothes instead of buying a new wardrobe for every new season.
• Make sure your gym contract suits you, alternatively Otherwise download workouts with apps or get training DVDs.
It is not easy to stick to your budget as unexpected expenses will arise, but ensure that you stick to your savings goals.
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